A CFO and CHRO’s Guide to Self-Funded Insurance Programs
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A CFO and CHRO’s Guide to Self-Funded Insurance Programs

All group medical benefit plans fall into one of two categories: fully insured or self-funded. Under a fully insured health benefit plan, an insurance company assumes the financial risk of loss in exchange for a fixed premium paid to the insurance company by the employer. With a fully-insured health plan, the employer pays a certain…